Maryam Nawaz Loan Scheme for House Apply Online
The Maryam Nawaz loan scheme for house construction is an initiative of the Punjab government under the leadership of Chief Minister Maryam Nawaz Sharif. The objective of this scheme is to provide financial assistance to the eligible citizens to build their houses. The second phase of the scheme is now open, and applicants can apply online to get a loan of Rs 15 lakh.
Maryam Nawaz Qarza Scheme 2026
In 2026, the Punjab government relaunched the Maryam Nawaz loan scheme under the banner of Apni Chhat Apna Ghar Scheme. These interest-free loans are specially designed to help citizens build their homes with financial ease. With a repayment plan that allows borrowers to repay the loan in affordable monthly installments, the scheme offers a great opportunity for home ownership in Punjab.
Apply Now for your Rs. 15 lakh “Apni Chhat Apna Ghar” Opportunity for September
Eligibility Criteria for Applying
Eligibility Criteria for Applying Maryam Nawaz Sharif 15 lakhs loans. To apply for the Maryam Nawaz Loan Scheme, applicants must meet the following criteria:
- Resident of Punjab: Applicant must be a legal resident of Punjab.
- Age Limit: Applicant must be at least 18 years of age.
- Property Ownership: Applicant must have 5 to 10 marla plot in city or village.
- Proof of Income: Applicant must provide proof of monthly income to ensure repayment eligibility.
- Valid Identity Card: Applicants must possess a valid Computerized National Identity Card (CNIC) issued by the Government of Pakistan.
Maryam Nawaz House Loan Scheme 2026 Online Apply
Maryam Nawaz House Loan Scheme 2026 Apply Online. The online application process for Maryam Nawaz House Loan Scheme 2026 is easy and can be completed from the comfort of your home. Follow these steps to apply online:
- Visit Official Website: Visit Maryam Nawaz Loan Scheme ACAG website.
- Create an account: If you are a new user, click the “Create Now” button. Fill your CNIC, Name, Address, Email Address and Password to register.
- Login: Use your CNIC and password to login to the portal.
- Fill out the form: Provide your personal details, including your address, monthly income, and property information.
- Upload Documents: Make sure all required documents (listed below) are uploaded in PDF format.
- Submit Application: Review the application for accuracy and submit. After successful registration, Punjab Government will inform you about the loan disbursement date.
Maryam Nawaz Loan Scheme 2026 Online Apply: Get Rs. 15 lakhs by Registering Today!
Required Documents for the Loan Application
Documents required for loan application. While applying for Maryam Nawaz House Loan Scheme, you need to provide the following documents for verification:
- CNIC: A valid CNIC issued by the Government of Pakistan.
- Passport size photograph: Recent photograph of the applicant.
- Property Documents: Proof of property ownership or inheritance documents.
- Bank Statement/Proof of Income: Bank documents showing proof of monthly income.
- Utility Bills: Any recent utility bills to verify address and property ownership.
- Ensure that all documents are in PDF format and their size does not exceed 1 MB.
How to Get 15 lakh loan for House in Pakistan
To get a 15 Lakh Home Loan in Pakistan, follow these steps:
- Meet Eligibility Requirements: Make sure that you are eligible for the loan by meeting the essential criteria mentioned above.
- Prepare your documents: Collect all required documents, including your CNIC, property papers, and proof of income.
- Apply Online: Visit the official portal for your Chhat Apna Ghar scheme, create an account, and submit your application.
- Loan Approval: After reviewing your application, the Punjab Government will approve your loan if all the criteria are met. The loan is interest-free and comes with a flexible monthly repayment plan.
- Get a loan: Once approved, you will get the first installment of Rs 15 lakh, which will be used only for the construction of the house.
Conclusion
Maryam Nawaz Loan Scheme is a great initiative for those who need financial assistance to build their houses. With its interest-free loans and easy application process, this scheme offers a wonderful opportunity for eligible residents of Punjab. By following the steps mentioned above, you can easily apply for a loan and be on your way to building your dream home.
Who will Be Benefited From Maryam Nawaz 15 lakh Loan Scheme (Latest Update)
FAQs
- What is the Maryam Nawaz Loan Scheme for House Construction?
The Maryam Nawaz Loan Scheme, also called “Apni Chhat Apna Ghar,” is an initiative by the Punjab government to provide interest-free loans of Rs. 15 lakh to eligible residents for building their houses. - Who is eligible to apply for this loan?
Applicants must be legal residents of Punjab, at least 18 years old, own a 5 to 10 marla plot in the city or village, have a valid CNIC, and provide proof of monthly income to ensure repayment capability. - How can I apply online for the Maryam Nawaz House Loan?
Visit the official ACAG website, create an account using your CNIC and personal details, log in, fill out the application form, upload required documents in PDF format, and submit the application for review. - What documents are required for the application?
Required documents include CNIC, passport-size photograph, property ownership documents, proof of income/bank statement, and recent utility bills to verify property ownership and address. - How is the loan disbursed and repaid?
Once the loan is approved, Rs. 15 lakh is disbursed for house construction. The loan is interest-free, and repayment is done in affordable monthly installments according to the flexible plan provided by the Punjab government.
Conclusion
The Maryam Nawaz Loan Scheme 2026 is a significant initiative by the Punjab government to support citizens in building their own homes. By providing interest-free loans of Rs. 15 lakh and a flexible repayment plan, the scheme makes home ownership accessible to low- and middle-income families.
Eligible residents can apply online from the comfort of their homes, submit required documents, and track their application status through the official portal. This program not only eases financial barriers but also promotes housing development across Punjab. It is especially beneficial for young families, first-time homeowners, and low-income residents who wish to construct a proper house without facing the burden of interest-based loans.